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About Tip.ly

Tip.ly is a mobile payment platform providing solutions for a cashless world. Initially we are focused on the cash tipping market with the first peer-to-peer mobile payment application that allows people to tip service professionals (or pay any individual) with their phone without the exchange of personal information, like phone numbers, email addresses and credit cards.

An estimated 30MM Americans no longer carry cash and that number continues to grow, yet many service professionals rely on cash tips to make a living.  Existing peer-to-peer payment applications do not work for these fast-pace transactions between relative strangers where it's a security concern and a huge hassle to give out personal information to people you don’t know.

For Tippers: Tip.ly is freedom from cash. No need to stop by the ATM or break a $20 bill before valeting your car. It also eliminates the tip anxiety we feel when we don’t have cash.

For Tippees: Tip.ly is more money all around. This might mean bigger tips, more often and less excuses all at no fee to receive tips.

For Service Business Owners: Tip.ly saves money on processing of credit card tips.

Tip.ly is so much more than tipping.  On the roadmap Tip.ly will offer a pre-paid debit solution for the underbanked, a solution for charitable giving with Tip.ly for giving, and a peer-to-peer micro-lending platform. 


Product & Service

Media Mentions

The Team

Stephen is a serial entrepreneur and most recently the CEO / Co-Founder of MiCamp Solutions, one of the fastest growing payment processing companies.  MiCamp currently processes of $1B in annual volume and more than $1M transactions monthly. 


Stephen has over 10 years of executive leadership experience building organizations in the retail, financial services, and technology industries. He is an alumni of Brown University

Tim has over 15 years of diverse technology experience as an entrepreneur and IT Executive leading multi-million dollar initiatives in several Fortune 500 companies.  


Tim was most recently the Chief Information Officer at Wilmington Trust which managed over $50B in retirement assets. Tim holds a BS in Nuclear Engineering and Physics from the University of Wisconsin - Madison and has contributed to multiple patents

Stephen Campbell

CEO

Stephen is a serial entrepreneur and most recently the CEO / Co-Founder of MiCamp Solutions, one of the fastest growing payment processing companies.  MiCamp currently processes of $1B in annual volume and more than $1M transactions monthly. 


Stephen has over 10 years of executive leadership experience building organizations in the retail, financial services, and technology industries. He is an alumni of Brown University

Tim Baldwin

CTO

Tim has over 15 years of diverse technology experience as an entrepreneur and IT Executive leading multi-million dollar initiatives in several Fortune 500 companies.  


Tim was most recently the Chief Information Officer at Wilmington Trust which managed over $50B in retirement assets. Tim holds a BS in Nuclear Engineering and Physics from the University of Wisconsin - Madison and has contributed to multiple patents

Key Team Members

Dan Roberts

VP of Growth

Notable Advisors & Investors

Ryan Hughes
Anil Aggarwal
Jonathan Weiner
Jenna Wyer
Omar Sayed
Kate King
Murgesh Navar

Frequently Asked Questions

Making an Investment in Tip.ly
How does investing work?

When you complete your investment on SeedInvest, your money will be transferred to an escrow account where an independent escrow agent will watch over your investment until it is accepted by Tip.ly. Once Tip.ly accepts your investment, and certain regulatory procedures are completed, your money will be transferred from the escrow account to Tip.ly in exchange for your shares. At that point, you will be a proud owner in Tip.ly.


What is the difference between preferred equity and a convertible note?

Preferred equity is usually issued to outside investors and carries rights and conditions that are different from that of common stock. For example, preferred equity may include rights that prevent or minimize the effects of dilution or grants special privileges in situations when the company is sold.

A convertible note is a unique form of debt that converts into equity, usually in conjunction with a future financing round. The investor effectively loans money to a startup with the expectation that they will receive equity in the company in the future at a discounted price per share when the company raises its next round of financing.

To learn more about startup investment types check out “How to Choose a Startup Investment” in our academy.


What will I need to complete my investment?

To make an investment, you will need the following information readily available:

  1. Personal information such as your current address and phone number
  2. Employment and employer information
  3. Net worth and income information
  4. Social Security Number or government-issued identification
  5. ABA bank routing number and checking account number (typically found on a personal check or bank statement)

What if I change my mind about investing?

Until a closing occurs, you may cancel your investment at any time, for any reason. You will receive an email when the closing occurs and your shares have been issued. If you have already funded your investment and your funds are in escrow, your funds will be promptly refunded to you upon cancellation. To cancel your investment, please go to your portfolio page.


After My Investment
How can I sell my shares in the future?

Currently there is no market or liquidity for these shares. Right now Tip.ly does not plan to list these shares on a national exchange or another secondary market. At some point Tip.ly may choose to do so, but until then you should plan to hold your investment for a significant period of time before a “liquidation event” occurs. A “liquidation event” is when Tip.ly either lists their shares on an exchange, is acquired, or goes bankrupt.


How do I keep track of this investment?

You can return to SeedInvest at any time to view your portfolio of investments and obtain a summary statement.


Other General Questions
What is this page about?

This is Tip.ly's fundraising profile page, where you can find information that may be helpful for you to make an investment decision in their company. The information on this page includes the company overview, team bios, and the risks and disclosures related to this investment opportunity.


What are the risks of this investment?

This investment is highly speculative and should not be made by anyone who cannot afford to risk the entire investment amount. In addition to these risks, you should carefully consider the specific information and risks disclosed in Tip.ly’s profile.